Ready To Assemble Furniture, No Tools Needed

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www.inmodern.net

Everything can be upgraded, even the incredibly easy to assemble furniture that we covered last year. The Simple Furniture Company launched its latest brand last week, and it's an upmarket version of Real Simple Furniture. InModern's design is sleeker and more sculptural, with upgraded prices to match (USD 249 for an RSF desk; USD 400 for an InModern desk).

Design aside, the premise remains the same: no tools needed to assemble or disassemble the furniture. The pieces are made of real wood, not particle board, and the wood comes from certified environmentally responsible forestry. Everything is manufactured and assembled in the United States.

We still like the idea of eco-friendly, real simple furniture, and we look forward to hearing from entrepreneurs setting up their own local versions. Come to think of it, click-and-go furniture would be an ideal match for EvolvingVox, the 'temporary ownership network' that furnishes student dorm rooms. Perfect for temporary use, since flat-packable furniture significantly reduces storage space when items aren't in use.

Source - http://www.springwise.com/

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Average American household spends $1,200 annually on gadgets

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A study conducted by the Consumer Electronics Association (CEA) has determined that the average American household spends approximately $1,200 annually on electronics products. The study, which also provides insight into the popularity of various kinds of consumer electronics products, was devised and conducted by CEA Market Research in February.

According to the study, televisions are the most popular consumer electronics product, and can be found in 92 percent of American households. HDTVs, which significantly increased in popularity this past year, can already be found in 25 percent of American households. Mobile phones, which are owned by 76 percent of American households, are also amongst the most common consumer electronics devices.

In the past year, the largest growth was seen in network hardware (e.g., wireless access points, routers) and digital video recorders, both of which increased by 8 percent. A quarter of American households now own a DVR and 30 percent own network hardware. Digital audio players (owned by 32 percent of American households) and digital cameras (owned by 62 percent of American households) also saw tremendous growth in the past year.

"Many of the top owned products have enjoyed mass-market saturation for years and will likely see growth based on upgrade and replacement sales," said CEA senior research analyst Elena Caudle. "Some of the more intriguing categories are those that still occupy niche markets, such as mobile CE devices like GPS systems and satellite radio, which have seen healthy growth in the past few years."

The study also determined that the average teen spends approximately half of their total discretionary income on consumer electronics products, and households with teenagers and children typically exceed the national average expenditure of $1,200 by up to $500, likely due to digital audio player and cell phone purchases.

The CEA's study does not segment the statistics into categories such as early adopters and technophiles like us. A quick survey of the staff here at Ars showed that almost all of us had surpassed the $1,200 figure by a good deal during 2006. It's not too difficult to do it: a cell phone upgrade, an iPod, a console, a handful of games, and a GPS unit is enough to push one past the national average. How close to the national average are you?

Average American household spends $1,200 annually on gadgets

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Bush unveils health plan tied to tax deduction

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By JULIE APPLEBY, USA TODAY

President's Bush's State of the Union health care proposal couples an old idea, capping tax-free benefits for health care, with a new one: a standard deduction for all who buy health insurance.

If approved, and the plan faces a chilly reception in the Democrat-controlled Congress, the administration says it would give people who buy their own health insurance equal tax breaks with those who get coverage through their jobs. The tax savings could help 3 million to 5 million of the nearly 47 million now-uninsured people buy coverage, the administration says.

For the rest, the president proposes moving some money that currently goes to hospitals and nursing homes into subsidies to help lower-income people buy health insurance through state-sponsored insurance programs.

Opponents, such as liberal advocacy group Families USA, says the proposal mainly benefits wealthier Americans. Others say it could lead some employers to drop insurance, forcing workers onto the individual market, where some may not be able to afford coverage.

A similar plan to cap tax-free health benefits offered by employers was proposed by President Reagan in 1986 but failed to pass Congress.

Rep. Pete Stark, D-Calif., chairman of a key health subcommittee in the House, said he would not even consider hearings on the proposal. He says it would give wealthier Americans with health insurance a far larger tax break than the lower-income uninsured that the plan purportedly aims to help.

The White House outlined some elements of the plan:

• Health insurance offered through jobs would become taxable income. But insured workers' taxable income would be reduced by a deduction of $15,000 for a family plan or $7,500 for an individual. Currently, the average family health plan offered by employers costs $11,500 for families and $4,300 for singles, a Kaiser Family Foundation survey says. Only people with insurance worth more than the deduction would pay more tax.

• People who buy their own insurance would get the same deductions: $15,000 for families, $7,500 for singles, lowering their taxable income by that amount - even if their health plans did not cost that much. Currently, only the self-employed who buy their own insurance get a tax deduction.

• The administration says more than 100 million workers - out of about 175 million - who now get their insurance through their jobs would see their tax bills go down.

"For a lot of people, it would be a bonanza," says Joe Antos of American Enterprise Institute. He and other supporters of the plan say it would encourage employers to offer less-generous insurance plans. They say generous plans drive up the cost of health care.

Paul Fronstin of the Employee Benefit Research Institute says the proposal might lead more employers to drop coverage. Some employers might also find that younger, healthier workers would opt out of company plans to buy their own insurance, leaving sicker, more expensive workers behind, he says.

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Average American household spends $1,200 annually on gadgets

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A study conducted by the Consumer Electronics Association (CEA) has determined that the average American household spends approximately $1,200 annually on electronics products. The study, which also provides insight into the popularity of various kinds of consumer electronics products, was devised and conducted by CEA Market Research in February.

According to the study, televisions are the most popular consumer electronics product, and can be found in 92 percent of American households. HDTVs, which significantly increased in popularity this past year, can already be found in 25 percent of American households. Mobile phones, which are owned by 76 percent of American households, are also amongst the most common consumer electronics devices.

In the past year, the largest growth was seen in network hardware (e.g., wireless access points, routers) and digital video recorders, both of which increased by 8 percent. A quarter of American households now own a DVR and 30 percent own network hardware. Digital audio players (owned by 32 percent of American households) and digital cameras (owned by 62 percent of American households) also saw tremendous growth in the past year.

"Many of the top owned products have enjoyed mass-market saturation for years and will likely see growth based on upgrade and replacement sales," said CEA senior research analyst Elena Caudle. "Some of the more intriguing categories are those that still occupy niche markets, such as mobile CE devices like GPS systems and satellite radio, which have seen healthy growth in the past few years."

The study also determined that the average teen spends approximately half of their total discretionary income on consumer electronics products, and households with teenagers and children typically exceed the national average expenditure of $1,200 by up to $500, likely due to digital audio player and cell phone purchases.

The CEA's study does not segment the statistics into categories such as early adopters and technophiles like us. A quick survey of the staff here at Ars showed that almost all of us had surpassed the $1,200 figure by a good deal during 2006. It's not too difficult to do it: a cell phone upgrade, an iPod, a console, a handful of games, and a GPS unit is enough to push one past the national average. How close to the national average are you?

Average American household spends $1,200 annually on gadgets

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